People living in Lanarkshire have less than six months to fill any gaps in their National Insurance records from 2006 onwards to maximise their State Pension.
Thousands have already topped up their record using the government’s online service.
More than 10,000 payments worth £12.5 million have been made through the new digital service to boost people’s State Pension since it launched in April 2024, HM Revenue and Customs (HMRC) has revealed.
People have until April 5 next year to maximise their State Pension by making voluntary National Insurance contributions to fill any gaps in their NI record between April 6, 2006, and April 5, 2018.
The service enables people to check if they have gaps in their National Insurance (NI) record, calculate if making a payment would increase their State Pension, and then make a payment if they wish to do so.
Further analysis of the use of the online service shows: the majority of customers (51 per cent) topped up one year of their NI record; the average online payment is £1193; and the largest weekly State Pension increase is £107.44.
After the April 5 deadline, people in Lanarkshire will only be able to make voluntary contributions for the previous six tax years, in line with normal time limits.
Since its launch in April, 3.7 million people have used the online checking tool on GOV.UK to view their State Pension forecast.
Emma Reynolds, Minister for Pensions, said: “We want pensioners of today and tomorrow to enjoy the dignity and support they deserve in retirement.
“That’s why I urge everyone to check if they could benefit by filling gaps before the deadline passes.
“Using our online tool means only a few clicks could make a huge difference to your future.”
Lanarkshire customers can use the Check your State Pension forecast tool by logging into their online account or via the free and secure HMRC app.
Those without an online HMRC account can register on GOV.UK
HMRC app users can see their pension details at their fingertips including their current potential retirement date as well as annual, monthly and weekly forecasts as well as checking their NI record.
Everyone should be aware of the risk of falling victim to scams and should never share their HMRC login details with anyone.
Customers should check if they can get National Insurance credits before they look into paying voluntary contributions.
Men born after April 6, 1951, or women born after April 6, 1953, are eligible to make voluntary National Insurance contributions to boost their new State Pension.
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