SAN FRANCISCO — Monday is Martin Luther King Jr. Day and also Inauguration Day in the U.S., meaning there’s two federal holidays happening simultaneously.
Because of the federal holidays Monday, you might want to check what’s open before running your errands.
The federal holiday itself is held to celebrate Martin Luther King Jr.’s birthday and pay tribute to his legacy. Inauguration Day happens every four years and is when the president-elect and vice president-elect are sworn in and take office to officially start their terms.
Several important offices will be closed Monday, Jan. 20, 2025 in observance of the two federal holidays. Here’s a look at what else you can expect.
Are banks open on Martin Luther King Jr. Day 2025?
As a Federal Reserve bank holiday, most banks will be closed Monday, Jan. 20, 2025. US Bank, Bank of America, Chase, Citibank, Capital One, PNC Bank, Santander Bank, TD Bank, Truist and Wells Fargo branches will be closed.
You can still utilize online banking and ATM services. As always, be sure to check with local branches for hours on specific locations.
Is the post office open on Martin Luther King Jr. Day?
All United States Post Offices will be closed and mail will not be delivered Monday.
UPS will be closed Monday, but FedEx locations will be open. Some services may experience a delay due to the holiday.
Federal government offices
All federal offices will be closed, including federal courts, on Jan. 20, 2025.
State and local government offices
No matter which day your state celebrates, Jan. 20 is considered a state holiday as well, meaning state offices will also be closed. That includes things like DMVs.
Some local municipalities may remain open, or may have some offices open in a limited capacity. Check with your local government offices first to make sure they’re open, or head over on Tuesday instead.
Stock market
The New York Stock Exchange observes U.S. holidays, so the stock market will be closed Monday.
National Parks
In honor of Martin Luther King Jr.’s birthday, national parks will waive entrance fees for everyone on Monday, Jan. 20, 2025. Thousands of volunteers will also be participating in service projects across the country, including at national parks.
Grocery stores and other retail outlets
Is Costco open on Martin Luther King Jr. Day? Is Walmart open on Martin Luther King Jr. Day?
Major retailers, including national stores such as Target and Walmart, will be open Monday when communities mark Martin Luther King Jr. Day.
Grocery stores and pharmacies, like Costco, Safeway or CVS, will also be open.
Be sure to check with your local stores though, as they may have adjusted hours.
Is Inauguration Day always on MLK Day?
MLK Jr. Day takes place the third Monday of January every year and Inauguration Day is always Jan. 20 after a presidential election. It just happens that both fall on Monday, Jan. 20 this year.
Both are recognized as federal holidays, but since they land on the same day, there will still only be 11 paid days off in 2025 for federal workers.
Full list of federal holidays for 2025
With the addition of Juneteenth in 2021, there are now 11 annual paid federal holidays.
- New Year’s Day
- Dr. Martin Luther King Jr’s birthday
- George Washington’s birthday (Often called Presidents’ Day)
- Memorial Day
- Independence Day
- Labor Day
- Columbus Day (Also known in some jurisdictions as Indigenous Peoples’ Day, but the federal designation remains Columbus Day)
- Veterans Day
- Thanksgiving
- Christmas
There is also a 12th holiday for federal workers in the United States every four years — Inauguration Day.