Two pensioners living in the Western Isles have been scammed out of around £110,000 after being targeted by cyber criminals.

Police Scotland warned that the scammers are “experts at impersonating people”, and had bombarded an 81-year-old man with cold calls before scamming him out of around £85,000.

The victim was conned and the suspects set up online banking and re-routed his bank statements and card.

A 75-year-old woman also lost around £25,000 when she attempted to buy cryptocurrency and was instructed to follow a link.

They then took over her computer and applied for several high-value loans in her name.

Police said extensive inquiries are ongoing into both incidents.

Pc Anna Innes said: “These scams are not always easy to spot, and anyone can be fooled. These criminals are experts at impersonating people, organisations, and the police.

“Often they have details about a person they should not have, hence convincing people they are legitimate.

“If you receive a call from someone claiming to be from your bank or financial institution, and you are in any doubt at all, hang up and contact the bank using the phone number on the back of your card or official paperwork.

“If the caller is genuine, they will understand your hesitation, don’t feel pressured to handing over details or withdrawing money.

“Do not trust any unexpected correspondence and never pass your personal or financial details to anyone, unless you are certain who they are and why they require that information.

“If you feel the need to reply to correspondence to check the authenticity of a contact, only use the company’s verified official website and the communication methods detailed upon it.”

Any victims of such crimes, or anyone with any concerns can contact Police Scotland via 101.

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