In a time where watching your finances is more important than ever, getting the proper support to transform your life is crucial.
Committed to ensuring you don’t have to go through it alone, the Wise Group is a social enterprise dedicated to transforming lives and lifting people out of poverty, driven by a passion for social justice and a fairer society for all.
The Wise Group knows managing money is important, especially for families. Budgeting isn’t just about saving – it’s about making smart choices, planning ahead, and keeping your finances stable.
Whether you are a family on benefits or need help getting back on the career ladder, the Wise Group’s relational mentoring approach is here to support you every step of the way.
The team at Relational Mentoring Scotland offer free one-to-one support to help families and households with children make positive steps towards their future.
Although money can be complicated, getting back on track doesn’t have to be. Here are some simple tips from the Wise Group to help you and your family stay in control:
Know your money
Track your family’s income and expenses. Knowing what’s coming in, what’s going out, and where it’s going can help you make better financial decisions.
Check your direct debits
Subscriptions and standing orders can add up. Review them regularly to avoid paying for things you no longer need. Cutting unnecessary costs can free up money for more important family needs.
Buy smart
Raising a family can be costly, but you don’t always need to buy new. Secondhand or refurbished items can be just as good and much cheaper. Whether you’re looking for clothes, electronics, furniture or toys, try pre-loved next time you buy.
Stay organised
Keeping a diary or to-do list can help you keep your finances in order. It can help you ensure bills are paid on time, shopping is planned, and last-minute expenses are avoided.
Use budgeting apps
Apps can help you plan shopping based on your family size and budget and find the best supermarket deals, helping you stretch your money further while meeting your household’s needs.
Budgeting doesn’t have to be stressful. With the right approach and support, your family can take control of its finances and build a stable future. The mentors at the Wise Group are here to help.
Here to help
Every day, the Wise Group supports its customers in finding jobs, works to lift people out of fuel poverty, and helps people coming out of prison to build a better future.
The Wise Group’s work is varied, and underlying everything it does is a passion and commitment to social justice and a fairer society for all.
The Wise Group helps build better lives, better communities and stronger businesses and it doesn’t do it alone.
The social enterprise works with a range of partners to make a real and lasting difference to the lives of thousands of people and families every year.
The support on offer won’t affect any benefits you are currently receiving and the team can help with a range of issues, including:
- Household finance
- Benefits available
- Mental and physical health
- Work skills
- Social skills
- Home energy advice
- Digital skills
If your family is struggling, contact the Wise Group. Through a relational mentoring approach, they offer confidential, individualised, and meaningful support.